Consumer Loans

There are many good reasons to borrow money, and CB&S Bank has the right loan to help you reach your goals. We offer a wide variety of consumer loans, equity loans, and mortgages. All with competitive pricing and the customer service you deserve.

Consumer Loans

• Auto loans for new or used cars, featuring flexible terms and competitive rates
• Personal loans, both secured and unsecured with competitive rates and flexible terms
• Debt consolidation for your financial needs

Home Equity Lines of Credit

A home equity line from CB&S Bank can be an excellent way to make home improvements, finance a college education, buy a car or make that dream vacation a reality. It's easy, just use the equity in your home and, in most cases, take advantage of important tax deductions. This variable rate, revolving line of credit is available starting at $5,000 and lets you borrow up to 90% of the equity in your home. Funds can be used for any purpose and you can access your line with personal checks.  Please consult with a tax advisor regarding tax deductions.

Home Mortgage Loans

CB&S Bank gives you a wide range of mortgage loans to choose from. We'll help you understand and select the loan that best meets your needs.  So, whether you're buying, building, or refinancing your home, we have the right expertise, products and attitude to make the mortgage process easy.  Contact your local branch and discover lending the way it should be.

• Conventional Loans
• Adjustable Rate Mortgages
• Construction / Permanent Financing
• Refinancing
• Second Home Loans
• And, so much more

Payment Protection

With our Credit Life Insurance and Credit Disability Insurance, you can be assured that your loan payments will be made in full in the event of death or disability. Insurance plans are inexpensive and convenient.